Your investment funds must be owned either by you or jointly by you and your partner and/or your dependent children that you have included in your Expression of Interest and/or application.
If the funds you are nominating are partly owned by your partner, you may only claim the full value if you meet the minimum requirements for the recognition of partnerships.
If you do not meet our partnership requirements, or you own the funds with someone who is not your spouse/partner and/or dependent child, you may only claim the value of that portion of the funds or assets for which you can provide evidence of ownership.
You cannot borrow the funds from someone else but you may nominate funds or assets which have been given to you unconditionally and in accordance with local law. (Source: Immigration NZ)